Start Your Project Today. Pay Over Time.
AniPros partners with Momnt and HFS Financial to offer fast, flexible financing for remodels, additions, HVAC, roofing, flooring, and more.
Soft credit check options available. Checking your offers won’t impact your credit score.
Why Homeowners Choose Financing
Make it easier to say “yes” to the project you really want.
Protect Your Cash
Spread the cost of your project over time and keep cash on hand for savings and emergencies.
Fast, Online Approvals
Apply in minutes from your phone. Many homeowners receive options in real time.
Low Monthly Payments
Choose a payment that fits your budget instead of compromising on quality.
Soft Credit Check Options
See your offers first. A hard credit pull only happens once you accept your loan.
Momnt: Instant, Digital, Hassle-Free
Perfect for fast approvals and small to medium-size projects.
Momnt is a modern financing platform built for home improvement. Apply online in minutes, see your offers with a soft credit check, and use your approved funds during a convenient purchase window.
- Pre-qualify in minutes with a soft credit pull.
- 100% digital application from your phone, tablet, or computer.
- No prepayment penalties if you choose to pay off early.
- Use approved funds within a purchase window of up to 5 months (program dependent).
- Ideal for remodels, HVAC, roofing, flooring, windows, and more.
Subject to credit approval. Program terms and conditions apply.
HFS Financial: Best for Large Projects
Great for additions, ADUs, and full home transformations.
HFS specializes in home improvement loans with low fixed rates and long terms. It’s a strong fit for larger projects where you want one simple monthly payment and no home equity requirement.
- Check your rate with a soft inquiry that doesn’t impact your credit score.
- Terms up to 20 years depending on your loan program.
- No home equity required; loans are unsecured personal loans.
- Funding often available within a few business days after final approval.
- Can fund large projects and, in some programs, up to 120% of project cost.
Subject to credit approval. Program terms and conditions apply.
Which Option Is Right for You?
Both are great choices. Pick the one that fits your project and budget.
| Feature | Momnt | HFS Financial |
|---|---|---|
| Application Experience | 100% digital, point-of-sale | Online inquiry with loan specialist support |
| Credit Check | Soft pull for pre-qualification; hard pull when you accept | Soft inquiry to check rates; hard pull at final approval |
| Best For | Small to medium projects | Large remodels, ADUs, and multi-room projects |
| Typical Funding Amounts | Often up to mid-range project sizes | Can support high loan amounts for major work |
| Term Length | Short to medium terms | Terms up to around 20 years |
| Purchase Window | Yes — purchase window (up to 5 months) | No specific purchase window; funds disbursed to you |
| Great Use Cases | HVAC, roofing, flooring, mid-size remodels | Additions, ADUs, full kitchen/bath, large-scale renovations |
What Can I Finance?
If it’s part of your home project, there’s a good chance it qualifies.
How Financing Works
A simple, homeowner‑friendly process.
Pre‑qualify with Momnt or check your rate with HFS — both offer soft credit checks.
Pick the loan program that fits your budget and timeline.
Complete the final application and receive funding approval.
AniPros gets started on your remodel while you enjoy affordable monthly payments.
Frequently Asked Questions
Everything you need to know about financing your project.
Ready to Get Pre-Qualified?
Compare Momnt and HFS to find the best financing option for your project.